Obamacare Employer Mandate to Be Dropped?

Well, it looks like the Democrats’ viewpoint on Obamacare and employees have changed.

According to reports, “More and more liberal activists and policy experts who help shape Democratic thinking on health care have concluded that penalizing businesses if they don’t offer health insurance is an unnecessary element of the Affordable Care Act that may do more harm than good.”

Despite the White House has delaying it twice in the past year, no official word was been made regarding its permanent removal.

The rule that businesses with more than 50 full-time workers offer them affordable health insurance has been a political headache from the start. Because of it, many businesses have begun cutting jobs or shortening workweeks to skirt the coverage rules.

While the consensus shows that it should be eliminated, the administration need to sit down to ultimately decide this particular aspect of Obamacare, as it will drastically effect the future of the healthcare sphere.

Democrats remain committed to the individual mandate — the core of the coverage expansion through the new Obamacare markets. There needs to be continuous talk regarding the changes to the employer mandate.

Many businesses have voiced their disapproval over the employer mandate, citing it as a reason that economic growth has remained stagnant. However, the employer coverage rules were part of the ACA’s core philosophy that individuals, employers and the government should all contribute to paying health care costs.

This decision will take some time – and Obama and his team plan on sitting down to assess the situation further. Whatever it may be, Obamcare’s journey has certainly impact the nation as whole.

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Obamacare Incentives To Heighten Future Costs

Obamacare seems to be working out well so far for some people. But according to numerous news outlets, Obamacare costs can hurt small businesses. Projections show that the success this year will unfortunately cost billions in spending later on.

Yes, the Affordable Care Act did lower premiums for consumers who bought healthcare coverage. There were generous subsidies. However, as they said, it was too good to be true. There’s always a catch especially when it comes to a healthcare law that’s still relatively new.

Currently, there has been no specific declaration for the actual costs of the new law. The Congressional Budget Office continue to work the costs and see what they may need to cut to offset the drastic spending that’s predicted to come.

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Obamacare May or May Not Cover Your Doctor

Obamacare may have a few more surprises up their sleeves. According to reports, consumers may see that their doctor may not be part of the network, all because of the healthcare mandate.

In fact, some people have faced this particular dilemma by paying out-of-pocket costs because they bought plans with limited doctor and hospital networks. This leaves many scrambling for a new doctor to trust, in regards to medical matters.

Before the law took effect, experts warned that narrow networks could impact patient’s access to care, especially in cheaper plans. There’s lack of access on prices, making these cloud a mere frustration and doubt on people.

Narrow networks are part of the economic trade-off for keeping premiums under control and preventing insurers from turning away those with pre-existing conditions. In essence, low prices means a limited selection of doctors and hospitals to choose from.

Insurance companies also argue there’s variation in what doctors and hospitals charge, with some increasing prices every year.

Further complicating matters, the trade group says that doctors and health plans often renegotiate throughout the year, meaning a doctor listed in a network at the time of enrollment.

So if you plan on signing up for Obamacare next enrollment period, make sure you keep in consideration what you’ll get based on prices. The underlying result is Obamacare is still not affordable after all.

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Costs Still a Deciding Factor for Obamacare

The first wave of Obamacare enrollment has passed with many people looking onward to the future, regarding the new health care policy. The Washington Post published recent survey showed that ”4 in 10 uninsured adults cite affordability as their main reason for skipping health insurance coverage.”

In fact, a moderately high percentage of people cited that costs played a dynamic factor is deciding whether or not Obamacare was right for them at the moment. Others stated that website navigation and glitches served as another reason for lack of sign-ups.

Sure, the administration can certainly find ways to fix those technical issues but when it comes to cost, the possibility of affordable health care remains questionable.

Industry experts wonder if rates will rise in the second year of the Affordable Care Act.

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New Obamacare Plans Still Costly

When it comes to Obamacare, opinions certainly vary. For some people, the term, “affordable” in Affordable Care Act truly applies. And the others? The cost of staying healthy can be quite expensive.

When Obamacare was first introduced by President Obama in 2010, the public seem hopeful for a new health policy. But the past years have been met with extreme backlash and controversy over the alteration in the law itself.

Employers and insurers had to shift their corporate policies to manage costs, leaving some individuals to lose jobs or sought an alternative way to get health coverage after being dropped for insurance.

Because with Obamacare, people are finding out that their doctors are out of network and need to pay them out of pocket, which most likely is high in cost. The reason behind of of this? Obama’s so-called Affordable Care Act.

We’re scratching our heads, too.

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Sign-Ups Excede Expectations But Obamacare Remains Expensive

The deadline for enrollment for Obamacare has passed and President Obama, himself announced that 7.1 million people have signed up for health coverage. While this numerical figure exceeds the administration’s expectations, it seems that it doesn’t truly provide an accurate picture of the future of the Affordable Care Act.

In this instance, yes, we know that 7.1 million is huge victory for Obamacare, but who signed up for them? The uninsured? Those who lost insurance? The elderly? The youth? What’s behind the new health care policy that we don’t know about yet? What other elements of the Affordable Care Act do we not know about as of right now?

So many questions remain unanswered, and what will come within a few months from now? Success or chaos? It’s hard to place trust in a health care system where it has hit numerous road bumps. While yes, Obamacare reached enrollment goals, prices don’t remain at all stagnant.

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Obamacare Makes It Unaffordable for the Uninsured

One of the primary goals of Obamacare was to expand health care coverage to the uninsured.

According to reports, a majority of those individuals who signed up already have insurance. So, what’s going on?

It means that the exchanges in the marketplace are unaffordable for those who are uninsured. How about those people, who are insured and signed for insurance under Obamacare? Well, it’s either (a) they found a greater deal under the Affordable Care Act or (b) their insurance changed policies and kicked them off.

What does it mean for Obamacare? Plain and simple: the new health care mandate is not meeting its initial goals. Perhaps this may be due to lack of advertising. Repeated polls indicated that many people remained unaware or expressed confusion at the Affordable Care Act.

The Obama administration has expressed their desire to expand their advertising methods to drive more sign-ups. But maybe in fact, the reason behind the low enrollment is obvious, it’s not affordable.

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Obamacare Alters the Dining Experience

Obamacare is altering our health care system, but it seems it will also change the way we live in some ways.

According to recent report, the dining experience may change thanks to a 1% Obamacare (Affordable Care Act) surcharge added to the restaurant bill. At least, a few restaurants nationwide have taken the initiative to cover health coverage by adding a small monetary fee to patrons’ receipts.

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While this may cause outrage to consumers, it is only done as a means of survival. According to a CNN article, ”‘the costs associated with ACA compliance could close [the restaurant's] doors.

With the fee, restaurants can continue offering full-time employment. While this surcharge is no way tied to Obamacare, it still is a causing factor to the changes.

The employer mandate doesn’t fully take shape until 2016, but companies such as restaurants are preparing it. And they have taken the step to keep their businesses alive and kicking, even it means hurting the banks of their customers. The ending result? Nothing seems affordable anymore.

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Entrepreneurs Can’t Afford Obamacare

It’s hard to trust President Obama, especially when it comes to his plans with Obamacare. While he vowed to allow for people who have health plans to remain unchanged, he doesn’t know that because of the Affordable Care Act’s hidden alterations, many small business owners or entrepreneurs have been forced to pay more insurance with costs soaring higher than usual.

Previous reports have stated that because of the changes, small business owners have had to alter their business practices just to accommodate these health care alterations.

According to an article published on Forbes, “more than 78 percent of America’s 28 million businesses are ‘non-employer’ firms, people who create their job and have nobody else on payroll.” In this era, the workforce consists largely of entrepreneurs, which means they buy their own insurance.

What does this mean for them though? It means that entrepreneurs can’t control and choose his health care plan under Obamacare. Many of them hoped to keep their current health coverage but because of the new bylaws set forth by the Affordable Care Act, it is not allowed anymore.

It seems that Obamacare is deeper in trouble. A majority of the public cannot afford so what’s the point of all this? The numbers don’t seem consistent either so therefore in all, the law remains more unpopular than ever. A last fallout may be in the future if Obamcare doesn’t make this all more affordable. At this rate, it might as well be.

On a side note: who saw the Jimmy Kimmel video about Obamacare? See, nobody can afford it.

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Obamacare to Shrink Numbers in Full-Time Workers Pool

The Affordable Care Act, dubbed Obamacare, has started to take shape this year, but it has also been met with changes in the economy and healthcare industries. With the new regulations, it is predicted that the number of employees currently in the work force, will decrease by more than a staggering 2 million workers by 2016, hurting the economy more than ever.

This recent revelation puts the Democrat Party in defense, while the Republicans aim to use this as an advantage to lift them up in the upcoming midterm elections. According to reports, the new health care mandate pushes people to reduce work hours or even worse, leave their jobs. A primary reason for this prediction? The penalty.

Businesses may decide to reduce their workforce or have more part-time employees so that providing health insurance won’t be mandatory. In addition, new health care policies offer new options for people in which case, they would choose to work less until they become qualified for Medicare; this applies to the older generation.

According to an article by the Huffington Post, the new health care mandate will encourage workers to “‘reduce incentives to work’ and [it will] pose an ‘implicit tax on working’ for those returning to a job with health insurance.”

The options have now empowered people to make certain choices about their health. Since now insurance is not tied to employment, many are choosing to map out the rest of their lives with more flexibility.

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